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MORTGAGE

PURCHASE

REFINANCE

CASH-OUT

LOAN TYPES:

Conventional

High-balance

Jumbo

FHA

VA

HELOC

HELOAN

Scotsman Guide Top Loan Originator 2022
Experience Top 1% Mortgage Banker

LOW RATES

LOW FEE OPTIONS

CLOSE IN LESS
THAN 30 DAYS

30-60 DAY RATE-LOCK

IN-HOUSE OPERATIONS

#1 IN CUSTOMER SATISFACTION

OUR LOAN PROCESS MADE EASY:

EASY APPLICATION

NO HIDDEN FEES

Simple application.  You'll get a Loan Estimate and we'll discuss the breakdown of rate, fees & payment.  You can then e-sign.

PROPERTY APPRAISAL

UPLOAD YOUR DOCS

If we need an appraisal, we'll order one.  You can upload your documents to our secure website.

LOAN APPROVAL &

CLOSING

All operations are in-house.  We'll get the loan approval and prepare for loan closing.

A MORTGAGE BANKER YOU CAN TRUST

home

WHAT MY CLIENTS SAY

"Ross explained everything about the refinancing very clearly. He was aggressive in understanding my goals and in finding the best deal for me. His communications were excellent - he was energetic in reaching out to me to give me information or to ask questions when necessary, without being pushy. I could clearly tell that he was excellent in his profession, he loved what he did, and that he worked for a reputable company. I also appreciated the simplicity of Ladera's fees."

"Ross gave me clear explanations, and most of all, his manner was friendly yet very informative. At no point did I think I was getting a "hard" sell like a few others who contacted me. He kept me in the loop constantly through phone and e-mail messages. It was a very positive experience."

- Jodi A.

"Doing business with Ross and Ladera was like a breath of fresh air after dealing with other mortgage officers at other companies. He definitely goes above and beyond in making the client feel valued. Never rushes or pushes but gives solid information and is extremely patient with questions. I loved his follow up at every step. He even thought of a way to save us money on his day off and called us right away to share it. We could tell he was as happy as we were. Will definitely recommend!"

- Warren K.

- Avrum A.

CONTACT US

Awards & Achievements: Ross was awarded Scotsman Guide Top Mortgage Originator Award for 2021 & 2022! He has also ranked as a Top 1% of Loan Officer on Experience.com.

ADDRESS

24 Executive Park #250

Irvine, CA, 92614

Tel: 949-299-1333

Business Hours:

Monday-Friday: 8am-5pm PST

Saturday: 9am-2pm PST

Sunday: Closed

Send us a message and we’ll get back to you shortly.

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CONTACT
equal housing

© 2021 by Ross Varahrami - NMLS# 904125

West Capital Lending National Mortgage License #1566096

CA Dept of Real Estate Lic. #02022356

Licensed to Do Business in the States of AL, AZ, AR, CA, CO, DC, FL, ID, IA, KS,

KY, ME, MD, MI, MN, MS, NE, NH, NM, ND, OR, PA, SD, TN, TX, UT, VA, WA, WY

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